524 E Saratoga Street

About this home

Welcome to 524 E. Saratoga Street in Ferndale! This charming four-bedroom home offers classic character, versatile living space, and a location that puts you close to everything that makes Ferndale such a desirable place to call home. With four bedrooms and one full bath, there’s room to accommodate a variety of living arrangements, whether you need extra space for family, guests, a home office, or hobbies. Outside, enjoy a fenced backyard with room to relax, entertain, garden, or let pets play. The detached garage offers additional storage and a unique mechanic’s pit — a standout feature for automotive enthusiasts and hobbyists alike! Major improvements provide added peace of mind, including a new roof in 2023, central air conditioning in 2020, updated 200-amp electrical service in 2021, and replacement of interior galvanized water supply lines in 2019. Additional improvements include basement drainage and a sump pump system, floor joist stabilization, chimney repairs, and new second-floor and porch carpeting. Enjoy the best of Ferndale living with convenient access to downtown’s eclectic mix of local restaurants, independent shops, entertainment, coffee spots, and community events. Nearby parks, recreation, and easy access to major roadways make it simple to enjoy the neighborhood and connect with the greater Metro Detroit area. If you’re looking for space, functionality, a fenced yard, and a location close to Ferndale’s vibrant local scene, this home is full of possibilities!

Interior

Systems and utilities

Exterior and lot

Taxes, HOA and more

Schools

How it compares in Ferndale

Over the last 90 days, 101 homes sold in Ferndale for a median of $262,000, about $207 per square foot, and the typical one went under contract in 12 days. This home is listed at $284,980, or $227 per square foot, 10% above the city median, and has been on the market 2 days. Size, condition, updates and the exact street all move the number, so treat this as context. See recent Ferndale sales or ask us for the comparable sales on this one.

Property taxes for a new owner

The current owner pays about $5,031 a year. A buyer who lives here would pay about $4,657 to $6,787 a year once the taxable value resets after the sale, at the 2025 homestead rate of 47.16 mills for Ferndale City and Ferndale schools, plus the 1% administration fee. Michigan resets a home's taxable value the year after it sells, so the seller's bill isn't a good number to budget with. See the math.

Monthly payment estimate

Estimate only, 30 year fixed, includes taxes at a new owner's rate when listed. Ask us for a lender quote.

Location

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