434 Camden Street

About this home

*MOTIVATED SELLER... now willing to consider FHA and VA loans* DOUBLE DOUBLE LOT LOT!!! YES... a DOUBLE LOT in a PRIME LOCATION of Ferndale! You'll hit the JACKPOT with this one! It gets even better - IT'S FENCED IN WITH A TWO CAR GARAGE and within WALKING DISTANCE to shopping, restaurants, and Wilson Park/Ferndale Dog Park. This gem is also located just minutes from 696 and I-75 for ease of travel. Recent Updates Include: HVAC (2025); Main Service Electrical Line (2025); 6 Windows (2025); Kitchen Cabinets/Counter/Dishwasher (2025); and Roof(2017). All stainless steel kitchen appliances, and the washer and dryer are included in the sale of the home.

Interior

Systems and utilities

Exterior and lot

Taxes, HOA and more

Schools

How it compares in Ferndale

Over the last 90 days, 101 homes sold in Ferndale for a median of $262,000, about $207 per square foot, and the typical one went under contract in 12 days. This home is listed at $195,000, or $211 per square foot, about the same as the city median, and has been on the market 111 days. Size, condition, updates and the exact street all move the number, so treat this as context. See recent Ferndale sales or ask us for the comparable sales on this one.

Property taxes for a new owner

The current owner pays about $2,625 a year. A buyer who lives here would pay about $1,290 to $4,644 a year once the taxable value resets after the sale, at the 2025 homestead rate of 47.16 mills for Ferndale City and Ferndale schools, plus the 1% administration fee. Michigan resets a home's taxable value the year after it sells, so the seller's bill isn't a good number to budget with. See the math.

Monthly payment estimate

Estimate only, 30 year fixed, includes taxes at a new owner's rate when listed. Ask us for a lender quote.

Location

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