421 Channing Street

About this home

Move-in ready three bedroom bungalow that offers freshly updated living space on every level and a shady, private backyard just steps from downtown. Terrific curb appeal sets the tone, with tidy landscaping and blooming garden beds framing the front walk. Step inside to a bright entry living room where rich hardwood floors, crown molding, and built-in display niches create an inviting first impression. Just beyond, the updated eat-in kitchen shines with granite counters, crisp white cabinetry, subway tile backsplash, stainless steel appliances, recessed lighting, and easy-care tile floor, with plenty of room for a table beneath the windows. Two nice sized bedrooms with hardwood floors share a full bath finished in white tile. Upstairs, the spacious primary bedroom stretches across the entire second floor, offering sloped ceilings, dual closets, and room to truly spread out. The finished basement delivers a great extra entertainment space, along with a separate laundry area, laundry tub, and generous storage. Out back, a private patio sits beneath a canopy of mature shade trees, ideal for hosting guests on summer evenings or gathering around the fire pit, with a level grassy yard stretching beyond. Fantastic location just a walk from downtown Ferndale shops, restaurants, and local favorites. Welcome Home!

Interior

Systems and utilities

Exterior and lot

Taxes, HOA and more

Schools

How it compares in Ferndale

Over the last 90 days, 101 homes sold in Ferndale for a median of $262,000, about $207 per square foot, and the typical one went under contract in 12 days. This home is listed at $249,000, or $177 per square foot, 14% below the city median, and has been on the market 27 days. Size, condition, updates and the exact street all move the number, so treat this as context. See recent Ferndale sales or ask us for the comparable sales on this one.

Property taxes for a new owner

The current owner pays about $6,258 a year. A buyer who lives here would pay about $5,577 to $5,930 a year once the taxable value resets after the sale, at the 2025 homestead rate of 47.16 mills for Ferndale City and Ferndale schools, plus the 1% administration fee. Michigan resets a home's taxable value the year after it sells, so the seller's bill isn't a good number to budget with. See the math.

Monthly payment estimate

Estimate only, 30 year fixed, includes taxes at a new owner's rate when listed. Ask us for a lender quote.

Location

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