415 Garfield Street

About this home

Step back in time and imagine the possibilities with this 1900-built, 4-bedroom, 2-bath home, ideally located within walking distance of Downtown Chelsea, South School, and the new Holmes Family Park. Filled with original character and ready for restoration, this home offers beautiful original woodwork waiting to be refinished, hardwood floors believed to be beneath the carpeting, and impressive 12-foot ceilings. Bring your vision and restore the historic charm and craftsmanship of this classic Chelsea home while making it your own. Important improvements have already been made, including a new roof in 2021 and significant basement upgrades featuring a new sump pump with battery backup, CleanSpace(r) Wall System, and Humidex ventilation system. The CleanSpace(r) system provides a durable moisture barrier along the foundation walls, helping control water vapor while directing moisture to the drainage system.The wall system includes built-in UltraFresh?? antimicrobial protection, can be painted, and is especially well suited for older stone foundation walls. These basement improvements are backed by a 25-year warranty. With its spacious layout, soaring ceilings, original architectural details, and incredible location, this home presents an exciting opportunity to restore a piece of Chelsea history and make it your own. And then there's the location! Enjoy the charm and convenience of Downtown Chelsea living, where you can leave the car at home and walk to morning coffee, local restaurants, Chelsea nightlife, Sounds & Sights, South School, the new Holmes Family Park, and year-round community events. Historic charm, small-town living, and everything Chelsea has to offer are just steps from your front door. Home is being sold AS-IS.

Interior

Systems and utilities

Exterior and lot

Taxes, HOA and more

Schools

How it compares in Chelsea

Over the last 90 days, 42 homes sold in Chelsea for a median of $425,000, about $213 per square foot, and the typical one went under contract in 11 days. This home is listed at $245,900, or $147 per square foot, 31% below the city median, and has been on the market 73 days. Size, condition, updates and the exact street all move the number, so treat this as context. See recent Chelsea sales or ask us for the comparable sales on this one.

Property taxes for a new owner

The current owner pays about $4,288 a year. A buyer who lives here would pay about $4,130 to $5,838 a year once the taxable value resets after the sale, at the 2025 homestead rate of 47.01 mills for Chelsea City and Chelsea schools, plus the 1% administration fee. Michigan resets a home's taxable value the year after it sells, so the seller's bill isn't a good number to budget with. See the math.

Monthly payment estimate

Estimate only, 30 year fixed, includes taxes at a new owner's rate when listed. Ask us for a lender quote.

Location

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