2441 Coy Street

About this home

Darling cottage style bungalow on a beautiful tree-lined street in Ferndale with 1,150 square feet, 3 bedrooms, and 1.1 baths. This storybook center entrance charmer has a large living room with hardwood floors, a nice open kitchen/dining room that walks out to a spacious (newly painted) deck and a lovely back yard. There are 2 bedrooms, both with hardwood floors, and an upgraded full bath on the main floor. The spacious bungalow bedroom on the 2nd floor also has hardwood flooring, a large closet, and room for a king size bed. The basement is partially finished and has a great rec room space, a 1/2 bath, and a laundry room. The yard is ample and has beautiful mature trees, a large deck for relaxing and entertaining, and a two car garage. The furnace is from 2016 and the roof from 2019. The A/C is from 2023. This one is a charmer in a lovely neighborhood of Ferndale.

Interior

Systems and utilities

Exterior and lot

Taxes, HOA and more

Schools

How it compares in Ferndale

Over the last 90 days, 101 homes sold in Ferndale for a median of $262,000, about $207 per square foot, and the typical one went under contract in 12 days. This home is listed at $264,000, or $160 per square foot, 23% below the city median, and has been on the market 1 day. Size, condition, updates and the exact street all move the number, so treat this as context. See recent Ferndale sales or ask us for the comparable sales on this one.

Property taxes for a new owner

The current owner pays about $6,179 a year. A buyer who lives here would pay about $5,784 to $6,889 a year once the taxable value resets after the sale, at the 2025 homestead rate of 51.68 mills for Ferndale City and Hazel Park schools, plus the 1% administration fee. Michigan resets a home's taxable value the year after it sells, so the seller's bill isn't a good number to budget with. See the math.

Monthly payment estimate

Estimate only, 30 year fixed, includes taxes at a new owner's rate when listed. Ask us for a lender quote.

Location

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