1657 W Troy Street

About this home

Charming Ferndale Bungalow — Walkable Downtown! Welcome to this move-in ready 3-bedroom, 1.5-bath bungalow, perfectly situated less than a mile from the heart of downtown Ferndale. Inside, you'll find a thoughtfully updated interior featuring refreshed finishes, updated appliances, and modern touches throughout. A dedicated laundry room adds everyday convenience, while the full unfinished basement offers excellent storage or future finishing potential. Out back you'll find a fenced yard with a shaded patio, a great spot to unwind. Modern extras include hardwired ethernet, an EV charger, and a detached 2-car garage with electricity. Roof and mechanicals were updated in 2017.

Interior

Systems and utilities

Exterior and lot

Taxes, HOA and more

Schools

How it compares in Ferndale

Over the last 90 days, 101 homes sold in Ferndale for a median of $262,000, about $207 per square foot, and the typical one went under contract in 12 days. This home is listed at $274,900, or $308 per square foot, 49% above the city median, and has been on the market 105 days. Size, condition, updates and the exact street all move the number, so treat this as context. See recent Ferndale sales or ask us for the comparable sales on this one.

Property taxes for a new owner

The current owner pays about $5,593 a year. A buyer who lives here would pay about $5,200 to $6,546 a year once the taxable value resets after the sale, at the 2025 homestead rate of 47.16 mills for Ferndale City and Ferndale schools, plus the 1% administration fee. Michigan resets a home's taxable value the year after it sells, so the seller's bill isn't a good number to budget with. See the math.

Monthly payment estimate

Estimate only, 30 year fixed, includes taxes at a new owner's rate when listed. Ask us for a lender quote.

Location

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