The MJA CompanyNational Realty Centers (248) 780-8944
8395 N Channel - Harsens Island, Clay, MI 480018395 N Channel - Harsens Island, Clay, MI 48001 photo 28395 N Channel - Harsens Island, Clay, MI 48001 photo 38395 N Channel - Harsens Island, Clay, MI 48001 photo 48395 N Channel - Harsens Island, Clay, MI 48001 photo 5
$299,000 For sale

8395 N Channel - Harsens Island

Clay, MI 48001

3beds
1baths
1,389sqft
0.49acres
1923built
$215per sqft
86days listed

Single Family Residence · MLS # 20261051053 · Listing courtesy of EXP Realty Shelby Twp

About this home

Land contract terms available. A rare opportunity for an Island Cottage on the North Channel - Harsens Island neighborhood - part of the St Clair Flats/North Channel Flats, just upstream from the entrance of Anchor Bay on Lake St Clair. The cottage is minutes away by boat from all of your favorite lake hangouts. This is a water access only Island Cottage. The cottage is just a short three minute boat ride from the mainland on Anchor Bay Drive (rented boat well/parking lot). This property is surrounded by stunning panoramic views of water, sunrise and sunset skies. The scenic beauty is endless. Words and pictures barely describe the incredible views. The property location is known for being one of the best areas for recreational boating, fishing and hunting. Enjoy an open floor plan, enclosed front porch, front and rear decks, and a 300+ foot sea wall offering exceptional dockage around the island. The property includes a 40‘ x 16‘ covered boat hoist with a 16,000 pound lift capacity (fits up to 12 foot beam) and a 12‘ x 10‘ utility storage shed. For the investors, this property has the potential of being a unique vacation rental. Cottage is turnkey ready. Owner is open to selling fully furnished. Agent is owner.

Interior

Bedrooms3
Full baths1
Half baths0
Living area1,389 sqft
LevelsTwo

Systems and utilities

HeatingElectric, Space Heater
CoolingAttic Fan, Wall Units
Water heaterElectric
WaterOther
SewerSeptic Tank

Exterior and lot

StyleBungalow, Cottage
Year built1923
Year remodeled2025
ConstructionVinyl Siding
RoofAsphalt
FoundationPillar Post Pier
Garage spaces0
ParkingNo Garage
Lot size0.49 acres
Lot dimensions50x408
Patio and porchDeck, Patio
PoolNone
WaterfrontAll Sports Lake, Direct Water Frontage, Dock Facilities, Lake Front, Lake Privileges, Seawall, Waterfront
Water bodyLake St. Clair

Taxes, HOA and more

Annual taxes$1,320
Summer taxes$979
Winter taxes$341
MunicipalityClay Township
CountySt Clair
PossessionAt Close
Sale termsCash, Conventional
Special conditionsAgent Owned, Short Sale No

Schools

School districtAlgonac

Monthly payment estimate

Estimate only, 30 year fixed, includes taxes when listed. Ask us for a lender quote.

Location

IDX information provided courtesy of Realcomp II Ltd. via The MJA Company at National Realty Centers, © 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Data updated Sep 30, 2026, 10:45 PM.

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