The MJA CompanyNational Realty Centers (248) 780-8944
645 Elm Street, Mt. Morris, MI 48458645 Elm Street, Mt. Morris, MI 48458 photo 2645 Elm Street, Mt. Morris, MI 48458 photo 3645 Elm Street, Mt. Morris, MI 48458 photo 4645 Elm Street, Mt. Morris, MI 48458 photo 5
$94,900 For sale

645 Elm Street

Mt. Morris, MI 48458

2beds
1.5baths
1,476sqft
0.33acres
1950built
$64per sqft
25days listed

Single Family Residence · MLS # 20261084745 · Listing courtesy of Hamady Robinson, REALTORS®

About this home

Great Potential in the City of Mt. Morris! This wonderfully maintained home offers a great layout, 2 bedrooms, 1 full bath and 1 half bath, and plenty of opportunity to make it your own. The home has good bones and has been well cared for over the years, with some updating needed to bring your personal style and vision to life. Enjoy the added space of a partially finished basement. Whether you're a first-time homebuyer, looking to downsize, or searching for your next investment, this property is full of possibilities and ready for its next chapter!

Interior

Bedrooms2
Full baths1
Half baths1
Living area1,476 sqft
BasementFull, Partially Finished
Finished below grade500 sqft
LevelsOne

Systems and utilities

HeatingForced Air, Natural Gas
CoolingCentral Air
WaterPublic
SewerPublic Sewer

Exterior and lot

StyleRanch
Year built1950
ConstructionAluminum Siding
FoundationBasement, Block
Garage spaces0
ParkingNo Garage
Lot size0.33 acres
Lot dimensions102x145
PoolNone

Taxes, HOA and more

Annual taxes$1,381
Summer taxes$942
Winter taxes$439
SubdivisionGRAHAM-RUSSELL-ADD
MunicipalityMt. Morris
CountyGenesee
PossessionAt Close
Sale termsCash, Conventional
Special conditionsShort Sale No, Standard

Schools

School districtMt Morris

How it compares in Mt. Morris

Over the last 90 days, 38 homes sold in Mt. Morris for a median of $148,000, about $94 per square foot, and the typical one went under contract in 12 days. This home is listed at $94,900, or $64 per square foot, 32% below the city median, and has been on the market 25 days. Size, condition, updates and the exact street all move the number, so treat this as context. See recent Mt. Morris sales or ask us for the comparable sales on this one.

Property taxes for a new owner

The current owner pays about $1,381 a year. A buyer who lives here would pay about $1,377 to $2,324 a year once the taxable value resets after the sale, at the 2025 homestead rate of 48.49 mills for Mount Morris City and Mt Morris schools, plus the 1% administration fee. Michigan resets a home's taxable value the year after it sells, so the seller's bill isn't a good number to budget with. See the math.

Monthly payment estimate

Estimate only, 30 year fixed, includes taxes at a new owner's rate when listed. Ask us for a lender quote.

Location

IDX information provided courtesy of Realcomp II Ltd. via The MJA Company at National Realty Centers, © 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Data updated Nov 14, 2026, 4:58 PM.

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