4555 Allen Cove Road
Luna Pier, MI 48157
Single Family Residence · MLS # 81026056004 · Listing courtesy of Real Estate One Inc Monroe
About this home
Make lake life yours! With 123 feet of Lake Erie frontage, water on three sides, and a huge yard, this Luna Pier retreat invites you to relax, entertain, and soak in the views. An open floor plan and abundant windows bring the waterfront setting inside, while the expansive bi-level deck sets the scene for outdoor dining and summer gatherings. Approximately 3,360 sq ft offers 3 bedrooms, 3 full baths, a sunroom with bar, gas-log fireplace, and a primary suite with a private lakefront balcony. A loft, bonus room, upstairs laundry, attached 2.5-car garage, and recent HVAC replacement add comfort and flexibility. Current annual flood insurance premium is $164.53. Buy this fall to celebrate the holidays by the lake or spend the winter adding your personal touches, then welcome a fun-filled spring and summer on the waterfront. Your next chapter at the lake starts here!
Interior
Systems and utilities
Exterior and lot
Taxes, HOA and more
Schools
Property taxes for a new owner
The current owner pays about $9,147 a year. A buyer who lives here would pay about $9,328 to $10,897 a year once the taxable value resets after the sale, at the 2025 homestead rate of 33.20 mills for Luna Pier City and Mason schools, plus the 1% administration fee. Michigan resets a home's taxable value the year after it sells, so the seller's bill isn't a good number to budget with. See the math.
Monthly payment estimate
Estimate only, 30 year fixed, includes taxes at a new owner's rate when listed. Ask us for a lender quote.
Location
IDX information provided courtesy of Realcomp II Ltd. via The MJA Company at National Realty Centers, © 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Data updated Nov 14, 2026, 6:44 AM.