3816 Covert Road
Waterford, MI 48328
Single Family Residence · MLS # 20261085639 · Listing courtesy of RE/MAX Classic
About this home
AN EXTRAORDINARY 140 FT OF WATERFRONT SANCTUARY ON WATKINS LAKE! Truly a one-of-a-kind property where architectural character, natural beauty, and botanical history come together on 0.78 acres of remarkable lakefront grounds. A breathtaking collection of rare trees, specimen plantings, and lush gardens surrounds 3 lake-fed waterfalls, meandering streams, charming footbridges and winding pathways, creating an enchanting private retreat unlike anything else. Among the property's most extraordinary treasures are 2 original Dawn redwood trees, reportedly grown from seeds originating in China and planted as part of an exceptionally limited introduction to Michigan 1950s. Additional botanical highlights include majestic bald cypress, magnolias, birch trees, and an extensive collection of distinctive plantings. The residence offers 3 bedrooms, 2 full baths and an amazing great room featuring walls of windows overlooking Watkins Lake, beautiful Bruce hardwood flooring and a natural wood-burning fireplace. The main level also features a remodeled kitchen with stainless steel appliances, shaker style cabinets and corian countertops, 2 bedrooms, an office, a dining room, a spacious remodeled full bath, and convenient first-floor laundry. The upper level provides exceptional flexibility with a private bedroom, deep walk in closet, full bath, sitting room w/ lake views, kitchen area with hookups for an electric stove and refrigerator—ideal for extended family, guests, or a private retreat. Thoughtful improvements include an encapsulated crawl space with a 25-year warranty with 3 sump pumps (2015), French drain (2017), completely rewired electrical (2023), roof (2010), windows and siding (2012), forced-air furnace (2016), central air (2018), and a new on-demand tankless water heater (2026). More than a waterfront residence, this is a living botanical treasure—an irreplaceable setting offering tranquility, natural wonder, and an extraordinary connection to Watkins Lake.
Interior
Systems and utilities
Exterior and lot
Taxes, HOA and more
Schools
How it compares in Waterford
Over the last 90 days, 251 homes sold in Waterford for a median of $268,000, about $172 per square foot, and the typical one went under contract in 12 days. This home is listed at $675,000, or $275 per square foot, 60% above the city median, and has been on the market 21 days. Size, condition, updates and the exact street all move the number, so treat this as context. See recent Waterford sales or ask us for the comparable sales on this one.
Property taxes for a new owner
The current owner pays about $11,143 a year. A buyer who lives here would pay about $10,786 to $12,571 a year once the taxable value resets after the sale, at the 2025 homestead rate of 36.88 mills for Waterford Twp and Waterford schools, plus the 1% administration fee. Michigan resets a home's taxable value the year after it sells, so the seller's bill isn't a good number to budget with. See the math.
Monthly payment estimate
Estimate only, 30 year fixed, includes taxes at a new owner's rate when listed. Ask us for a lender quote.
Location
Similar homes in Waterford
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