The MJA CompanyNational Realty Centers (248) 780-8944
316 Spencer Street, Ferndale, MI 48220316 Spencer Street, Ferndale, MI 48220 photo 2316 Spencer Street, Ferndale, MI 48220 photo 3316 Spencer Street, Ferndale, MI 48220 photo 4316 Spencer Street, Ferndale, MI 48220 photo 5
$325,000 For sale

316 Spencer Street

Ferndale, MI 48220

2baths
1,368sqft
0.15acres
1924built
$238per sqft
29days listed

Multi Family · MLS # 20261068082 · Listing courtesy of @properties Christie's Int'l R.E. Birmingham

About this home

Charming Ferndale multi-family with tons of upside! The entry-level unit features hardwood flooring throughout, an updated kitchen with granite countertops and stainless-steel appliances, plus a welcoming front sitting porch. This level offers 2 bedrooms and 1 full bath. Upstairs, the second-story unit is a bright 1-bed, 1-bath layout with its own updated kitchen, stainless appliances, and matching new flooring throughout. Utilities are separately metered for each unit, making this an easy, low-hassle property to manage. Live in one unit and rent the other to offset your mortgage (house hacking at its finest) or add this turnkey duplex to your investment portfolio — either way, this one works hard for you. Major systems have all been updated within the last 10 years, including the roof, electrical, plumbing, HVAC, gutters, and basement waterproofing, giving you real peace of mind from day one. Move-in ready and income-ready — don't miss this Ferndale gem!

Interior

Full baths2
Half baths0
Living area1,368 sqft
BasementUnfinished
LaundryCommon Area
LevelsOne And One Half

Systems and utilities

HeatingForced Air, Natural Gas
CoolingCeiling Fans, Central Air
Water heaterNatural Gas
WaterPublic
SewerPublic Sewer

Exterior and lot

StyleUpper Lower Apartment
Year built1924
ConstructionAluminum Siding
RoofAsphalt
FoundationBasement, Block
Garage spaces0
Lot size0.15 acres
Lot dimensions40X159
Patio and porchCovered, Porch
FencingFenced
Exterior featuresLighting
PoolNone

Taxes, HOA and more

Annual taxes$7,224
Summer taxes$7,011
Winter taxes$213
SubdivisionWOODWARD HOMES
MunicipalityFerndale
CountyOakland
PossessionAt Close
Sale termsCash, Conventional, Va Loan
Special conditionsShort Sale No, Standard

Schools

School districtFerndale

Monthly payment estimate

Estimate only, 30 year fixed, includes taxes when listed. Ask us for a lender quote.

Location

IDX information provided courtesy of Realcomp II Ltd. via The MJA Company at National Realty Centers, © 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Data updated Sep 30, 2026, 9:10 PM.

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