The MJA CompanyNational Realty Centers (248) 780-8944
130 Cottage Lane, Milford, MI 48381130 Cottage Lane, Milford, MI 48381 photo 2130 Cottage Lane, Milford, MI 48381 photo 3130 Cottage Lane, Milford, MI 48381 photo 4130 Cottage Lane, Milford, MI 48381 photo 5
$650,000 For sale

130 Cottage Lane

Milford, MI 48381

3beds
2baths
3,123sqft
2014built
$208per sqft
6days listed

Condominium · MLS # 20261090417 · Listing courtesy of KW Showcase Realty

About this home

Gorgeous detached craftsman-style ranch condo on desirable Cottage Lane in Milford Village, ideally located within walking distance of downtown shops, restaurants, and an extensive network of biking and hiking trails. Built in 2014, this beautifully appointed home offers more than 3,100 square feet of finished living space, including a daylight basement, with custom details and modern updates throughout. The open-concept main level features 10-foot ceilings, wood flooring, crown molding, new light fixtures, and freshly painted walls. The gourmet kitchen is equipped with high-end fingerprint-resistant stainless steel appliances, soft-close cabinetry, granite countertops, a gas range, and island seating. It opens seamlessly to the great room, complete with a stone gas fireplace. The spacious primary suite includes a walk-in closet and a luxurious ensuite featuring dual sinks and decorative tile accents. A bright three season room off the living room offers West facing views over the garden. Main-level laundry is conveniently located near the primary suite and garage entry. The partially finished daylight basement provides exceptional additional living space, including daylight windows, and abundant storage. Whole house generator & security system provide additional peace of mind. Outside, enjoy a beautifully landscaped private backyard oasis with a spacious patio. With thoughtful updates, flexible living spaces, and an unbeatable Milford location, this exceptional home is truly move-in ready. Schedule your private showing today—this gem won’t last long! Milford’s downtown and connected trail system are recognized for their walkable access to local shops, restaurants, and outdoor recreation

Interior

Bedrooms3
Full baths2
Half baths0
Living area3,123 sqft
BasementFull, Partially Finished
Finished below grade1,420 sqft
FireplaceGas, Living Room
AppliancesFree Standing Gas Oven, Free Standing Refrigerator, Gas Cooktop, Ice Maker, Self Cleaning Oven, Stainless Steel Appliances
Interior featuresHigh Speed Internet
LaundryGas Dryer Hookup, In Unit, Laundry Room, Washer Hookup
LevelsOne

Systems and utilities

HeatingForced Air, Natural Gas
CoolingCeiling Fans, Central Air
Water heaterNatural Gas
WaterPublic
SewerSewer At Street
ElectricGenerator
UtilitiesCable Available

Exterior and lot

StyleRanch
Year built2014
ConstructionBrick, Cedar, Vinyl Siding
RoofAsphalt
FoundationBasement, Poured, Sump Pump
Garage spaces2
ParkingTwo Car Garage, Attached, Drive Through, Driveway, Electricityin Garage, Garage Faces Front, Garage Door Opener
Lot featuresDead End Street, South West Shading, Sprinklers, Wooded
Patio and porchCovered, Deck, Enclosed, Patio, Porch
Exterior featuresGrounds Maintenance, Lighting

Taxes, HOA and more

Annual taxes$8,164
Summer taxes$5,848
Winter taxes$2,316
HOA fee$495 quarterly
HOA includesMaintenance Grounds, Snow Removal, Trash
SubdivisionCOTTAGE LANE CONDO OCCPN 1836
MunicipalityMilford
CountyOakland
PossessionNegotiable
Sale termsCash, Conventional, Va Loan
Special conditionsShort Sale No, Standard

Schools

School districtHuron Valley

How it compares in Milford

Over the last 90 days, 83 homes sold in Milford for a median of $510,000, about $224 per square foot, and the typical one went under contract in 21 days. This home is listed at $650,000, or $208 per square foot, 7% below the city median, and has been on the market 6 days. Size, condition, updates and the exact street all move the number, so treat this as context. See recent Milford sales or ask us for the comparable sales on this one.

Property taxes for a new owner

The current owner pays about $8,164 a year. A buyer who lives here would pay about $8,246 to $13,675 a year once the taxable value resets after the sale, at the 2025 homestead rate of 41.66 mills for Village Of Milford and Huron Valley schools, plus the 1% administration fee. Michigan resets a home's taxable value the year after it sells, so the seller's bill isn't a good number to budget with. See the math.

Monthly payment estimate

Estimate only, 30 year fixed, includes taxes at a new owner's rate and HOA when listed. Ask us for a lender quote.

Location

IDX information provided courtesy of Realcomp II Ltd. via The MJA Company at National Realty Centers, © 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Data updated Nov 14, 2026, 5:19 AM.

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