128 Henry Ruff Road
Garden City, MI 48135
Single Family Residence · MLS # 20261016542 · Listing courtesy of Clients First, REALTORS®
About this home
LAND CONTRACT TERMS. NOW AVAILABLE!! A buyer currently applying for a loan or trying to get a mortgage through a Lender. The Interest Rate offered by the owner, is less then the current interest rate financial institutes are offering. Take this opportunity of owning your own home. Benefiting from all the tax right offs! Without the perfect credit scores. No judgements, just an opportunity, for any person seeking to becoming a true home owner. Call to inquire! This adorable home is waiting on its new owner This home is positioned on a large lot. Most everything has been updated. Floors, carpet, freshly painted and updated kitchen. It offers a very Spacious Kitchen, with many cabinets and plenty of counter space. The home has lots of natural light flowing through, it has a modern bright open feel. It offers plenty of living space, It offers a spacious flex room, that was previously used as a master bedroom or it can be used as a recreational room or whatever accommodates your needs. This is a move in ready, in seek of a new owner. Listing Agent is part Owner of the property. All data, info, sizes are approx. but not guaranteed. All parties are held harmless and have disclosed everything to the best of their knowledge. Certificate of occupancy is completed. Take the time to schedule a tour of this home. The potential is unlimited. This home offers a lot for the buck. Come take a peek.
Interior
Systems and utilities
Exterior and lot
Taxes, HOA and more
Schools
How it compares in Garden City
Over the last 90 days, 91 homes sold in Garden City for a median of $219,990, about $134 per square foot, and the typical one went under contract in 8 days. This home is listed at $159,900, or $131 per square foot, about the same as the city median, and has been on the market 203 days. Size, condition, updates and the exact street all move the number, so treat this as context. See recent Garden City sales or ask us for the comparable sales on this one.
Property taxes for a new owner
The current owner pays about $2,968 a year. A buyer who lives here would pay about $2,029 to $4,448 a year once the taxable value resets after the sale, at the 2025 homestead rate of 55.09 mills for Garden City City and Garden City schools, plus the 1% administration fee. Michigan resets a home's taxable value the year after it sells, so the seller's bill isn't a good number to budget with. See the math.
Monthly payment estimate
Estimate only, 30 year fixed, includes taxes at a new owner's rate when listed. Ask us for a lender quote.
Location
Similar homes in Garden City
IDX information provided courtesy of Realcomp II Ltd. via The MJA Company at National Realty Centers, © 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Data updated Nov 14, 2026, 7:39 PM.