The MJA CompanyNational Realty Centers (248) 780-8944
1245 Derby Road #7, Birmingham, MI 480091245 Derby Road #7, Birmingham, MI 48009 photo 21245 Derby Road #7, Birmingham, MI 48009 photo 31245 Derby Road #7, Birmingham, MI 48009 photo 41245 Derby Road #7, Birmingham, MI 48009 photo 5
$185,000 For sale

1245 Derby Road #7

Birmingham, MI 48009

3beds
1.5baths
982sqft
1960built
$188per sqft
103days listed

Condominium · MLS # 20261055573 · Listing courtesy of Berkshire Hathaway HomeServices Kee Realty Bham

About this home

HIGHLY DESIRED 3 bedroom, 1.5-bath condo in the sought-after Birmingham North Condominiums. This meticulously maintained no smoking condo features a spacious, open floor plan, large, light-filled windows throughout and views of the manicured lawns and mature trees that surround it. Updated appliances, a new furnace, newer air conditioning, upgraded electrical, access to the community swimming pool, a clean, large laundry area with a dedicated washer and dryer in the lower level with possibility of in-unit laundry if desired, dedicated basement storage, assigned parking and excellent proximity to downtown Birmingham—with all its shopping, restaurants, parks and entertainment—make this the perfect choice for a care-free and enjoyable lifestyle. Hardwood floors are under the carpeted areas.

Interior

Bedrooms3
Full baths1
Half baths1
Living area982 sqft
BasementCommon, Unfinished
AppliancesDishwasher, Free Standing Electric Oven, Free Standing Refrigerator, Microwave
LaundryCommon Area
LevelsOne Story Up

Systems and utilities

HeatingForced Air, Natural Gas
CoolingCentral Air
Water heaterNatural Gas
WaterPublic
SewerPublic Sewer

Exterior and lot

StyleRanch
Year built1960
ConstructionBrick
FoundationBasement, Poured
Garage spaces0
ParkingAssigned1Space, No Garage, Carport
Patio and porchPorch
PoolCommunity

Taxes, HOA and more

Annual taxes$1,374
Summer taxes$1,216
Winter taxes$158
HOA fee$383 monthly
HOA includesMaintenance Grounds, Maintenance Structure, Snow Removal, Trash
SubdivisionBIRMINGHAM NORTH CONDO
MunicipalityBirmingham
CountyOakland
PossessionAt Close
Sale termsCash, Conventional, FHA, Va Loan
Special conditionsShort Sale No, Standard

Schools

School districtBirmingham

How it compares in Birmingham

Over the last 90 days, 102 homes sold in Birmingham for a median of $907,000, about $331 per square foot, and the typical one went under contract in 18 days. This home is listed at $185,000, or $188 per square foot, 43% below the city median, and has been on the market 103 days. Size, condition, updates and the exact street all move the number, so treat this as context. See recent Birmingham sales or ask us for the comparable sales on this one.

Property taxes for a new owner

The current owner pays about $1,374 a year. A buyer who lives here would pay about $1,388 to $3,563 a year once the taxable value resets after the sale, at the 2025 homestead rate of 38.14 mills for Birmingham City and Birmingham schools, plus the 1% administration fee. Michigan resets a home's taxable value the year after it sells, so the seller's bill isn't a good number to budget with. See the math.

Monthly payment estimate

Estimate only, 30 year fixed, includes taxes at a new owner's rate and HOA when listed. Ask us for a lender quote.

Location

IDX information provided courtesy of Realcomp II Ltd. via The MJA Company at National Realty Centers, © 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Data updated Nov 14, 2026, 8:08 PM.

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