The MJA CompanyNational Realty Centers (248) 780-8944
12020 Encore Court, Shelby Twp, MI 4831512020 Encore Court, Shelby Twp, MI 48315 photo 212020 Encore Court, Shelby Twp, MI 48315 photo 312020 Encore Court, Shelby Twp, MI 48315 photo 412020 Encore Court, Shelby Twp, MI 48315 photo 5
$989,900 For sale

12020 Encore Court

Shelby Twp, MI 48315

4beds
3.5baths
3,421sqft
0.53acres
2025built
$289per sqft
391days listed

Single Family Residence · MLS # 20251037471 · Listing courtesy of Realty Executives Home Towne

About this home

BUILDER PAID 3-2-1 MORTGAGE RATE BUYDOWN AVAILABLE! The builder is offering a temporary 3-2-1 mortgage rate buydown. This program reduces your payment by 3 percentage points in year one, 2 percentage points in year two, and 1 percentage point in year three. Incentive available through builder's designated lender only. Qualification and program restrictions apply. Contact listing agent for additional information. MOVE IN READY! Stunning 3,400+ Sq Ft Split-Level in Exclusive Encore Estates Situated on a premium cul-de-sac lot in one of Shelby Township’s most sought-after communities, this exceptional home features a 3-car side-entry garage and covered lanai—perfect for both everyday living and entertaining. Designed with an open, airy layout, the home showcases a dramatic two-story great room filled with natural light, a private library, a mud room, and a convenient first-floor laundry. The main-level primary suite offers a luxurious retreat with a spa-inspired en-suite bath. Upstairs, you’ll find three spacious bedrooms—two connected by a Jack & Jill bath, and one with its own private en-suite—along with a versatile loft overlooking the great room below. Thoughtfully designed with premium finishes throughout, this home offers the perfect blend of luxury, functionality, and location in the highly desirable Encore Estates community.

Interior

Bedrooms4
Full baths3
Half baths1
Living area3,421 sqft
BasementFull, Unfinished
FireplaceGreat Room
LevelsTwo

Systems and utilities

HeatingForced Air, Natural Gas
CoolingCeiling Fans, Central Air
Water heaterNatural Gas
WaterPublic
SewerPublic Sewer

Exterior and lot

StyleOther
Year built2025
ConstructionBrick, Stone, Wood Siding
RoofAsphalt
FoundationBasement, Poured, Sump Pump
Garage spaces3
ParkingThree Car Garage, Attached
Lot size0.53 acres
Lot dimensionsIrregular
Patio and porchCovered, Patio, Porch
Exterior featuresLighting
PoolNone

Taxes, HOA and more

Annual taxes$876
Summer taxes$489
Winter taxes$387
HOA fee$700 annually
New constructionYes
SubdivisionENCORE/SHELBY
MunicipalityShelby Township
CountyMacomb
PossessionAt Close
Sale termsCash, Conventional, Va Loan
Special conditionsShort Sale No, Standard

Schools

School districtUtica

How it compares in Shelby Twp

Over the last 90 days, 151 homes sold in Shelby Twp for a median of $399,500, about $158 per square foot, and the typical one went under contract in 9 days. This home is listed at $989,900, or $289 per square foot, 83% above the city median, and has been on the market 391 days. Size, condition, updates and the exact street all move the number, so treat this as context. See recent Shelby Twp sales or ask us for the comparable sales on this one.

Property taxes for a new owner

The current owner pays about $876 a year. A buyer who lives here would pay about $557 to $15,345 a year once the taxable value resets after the sale, at the 2025 homestead rate of 30.70 mills for Shelby Twp and Utica schools, plus the 1% administration fee. Michigan resets a home's taxable value the year after it sells, so the seller's bill isn't a good number to budget with. See the math.

Monthly payment estimate

Estimate only, 30 year fixed, includes taxes at a new owner's rate and HOA when listed. Ask us for a lender quote.

Location

IDX information provided courtesy of Realcomp II Ltd. via The MJA Company at National Realty Centers, © 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Data updated Nov 14, 2026, 10:05 AM.

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